*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #58595B;
  --navy-dark: #3D3D3D;
  --navy-deep: #2D2D2D;
  --accent: #1B3A6B;
  --accent-dark: #152D55;
  --white: #ffffff;
  --off-white: #f8f7f4;
  --muted: #64748b;
  --text: #2D2D2D;
  --border: rgba(88,89,91,0.15);
  --radius: 10px;
  --radius-lg: 16px;
  --shadow: 0 4px 24px rgba(45,45,45,0.1);
  --shadow-lg: 0 12px 48px rgba(45,45,45,0.18);
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--off-white);
  color: var(--text);
  min-height: 100vh;
  line-height: 1.7;
}

/* =============================================
   NAV
   ============================================= */
#main-nav {
  position: sticky; top: 0; z-index: 100;
  background: #ffffff;
  height: 110px; display: flex; align-items: center;
  padding: 0 2.5rem;
  border-bottom: 1px solid rgba(0,0,0,0.08);
  box-shadow: 0 1px 4px rgba(0,0,0,0.06);
}

.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  width: 100%; max-width: 1200px; margin: 0 auto;
}

.logo-wrap { display: flex; align-items: center; gap: 10px; text-decoration: none; }

.knm-logo-img {
  height: 90px;
  width: auto;
  display: block;
}

.nav-links { display: flex; align-items: center; gap: 2rem; }

.nav-links a {
  color: rgba(0,0,0,0.6); font-size: 14px; font-weight: 400;
  text-decoration: none; transition: color .2s; letter-spacing: .01em;
}
.nav-links a:hover, .nav-links a.active { color: var(--navy-deep); }

.nav-cta {
  background: transparent; color: var(--navy-deep);
  border: 1.5px solid rgba(0,0,0,0.25); border-radius: 8px;
  padding: 8px 22px; font-size: 14px; font-weight: 600;
  cursor: pointer; font-family: 'DM Sans', sans-serif;
  letter-spacing: .02em; transition: border-color .2s, background .2s, color .2s;
  text-decoration: none;
  display: inline-flex; align-items: center;
}
.nav-cta:hover { border-color: var(--navy-deep); background: rgba(0,0,0,0.04); color: var(--navy-deep); }

.nav-mobile-btn {
  display: none; background: none; border: none;
  cursor: pointer; color: var(--navy-deep); font-size: 24px;
}

/* =============================================
   HERO
   ============================================= */
.hero {
  background: var(--navy-deep);
  padding: 6rem 2.5rem 5rem;
  position: relative; overflow: hidden; text-align: center;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 80% at 70% 50%, rgba(255,255,255,0.03) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner {
  max-width: 680px; margin: 0 auto;
  display: flex; flex-direction: column; align-items: center;
  position: relative; z-index: 1;
}

.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 100px; padding: 6px 16px;
  font-size: 12px; color: rgba(255,255,255,0.85);
  font-weight: 500; letter-spacing: .05em; text-transform: uppercase;
  margin-bottom: 1.5rem;
}

.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: 52px; font-weight: 700;
  color: var(--white); line-height: 1.1; margin-bottom: 1.25rem;
}
.hero h1 em { color: var(--accent); font-style: normal; }

.hero-sub {
  font-size: 17px; color: rgba(255,255,255,0.6);
  max-width: 520px; margin: 0 auto 2.5rem; line-height: 1.8;
}

.hero-btns {
  display: flex; gap: 12px; flex-wrap: wrap;
  margin-bottom: 3rem; justify-content: center;
}

.btn-gold {
  background: var(--accent); color: var(--white);
  border: none; border-radius: 9px;
  padding: 14px 32px; font-size: 15px; font-weight: 600;
  cursor: pointer; font-family: 'DM Sans', sans-serif;
  transition: background .2s, transform .1s;
}
.btn-gold:hover { background: var(--accent-dark); transform: translateY(-1px); }

.btn-ghost {
  background: transparent; color: var(--white);
  border: 1px solid rgba(255,255,255,0.3); border-radius: 9px;
  padding: 14px 32px; font-size: 15px; font-weight: 400;
  cursor: pointer; font-family: 'DM Sans', sans-serif;
  transition: border-color .2s, background .2s;
}
.btn-ghost:hover { border-color: rgba(255,255,255,0.6); background: rgba(255,255,255,0.05); }

.hero-trust { display: flex; gap: 2rem; justify-content: center; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,0.5); font-size: 13px; }
.trust-dot { width: 6px; height: 6px; border-radius: 50%; background: rgba(255,255,255,0.5); flex-shrink: 0; }

/* =============================================
   STATS
   ============================================= */
.stats-ribbon { background: var(--navy); }
.stats-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr);
}
.stat-cell {
  padding: 2rem 1.5rem; text-align: center;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.stat-cell:last-child { border-right: none; }
.stat-num { font-family: 'Playfair Display', serif; font-size: 30px; color: var(--white); font-weight: 700; }
.stat-label { font-size: 12px; color: rgba(255,255,255,0.45); margin-top: 4px; letter-spacing: .03em; }

/* =============================================
   SECTIONS COMMON
   ============================================= */
.section-inner { max-width: 1200px; margin: 0 auto; }
.section-label {
  font-size: 12px; font-weight: 600; color: var(--accent);
  letter-spacing: .1em; text-transform: uppercase; margin-bottom: .75rem;
}
.section-title {
  font-family: 'Playfair Display', serif;
  font-size: 36px; font-weight: 700; color: var(--text);
  line-height: 1.2; margin-bottom: 1rem;
}
.section-sub { font-size: 16px; color: var(--muted); max-width: 560px; line-height: 1.8; }

/* =============================================
   HOW IT WORKS
   ============================================= */
.how-section { background: var(--off-white); padding: 5rem 2.5rem; }

.steps-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem; margin-top: 3rem;
}

.step-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 1.75rem; border: 1px solid var(--border);
  position: relative; overflow: hidden;
}
.step-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--accent);
}

.step-num {
  font-family: 'Playfair Display', serif;
  font-size: 48px; font-weight: 700;
  color: rgba(27,58,107,0.12); line-height: 1; margin-bottom: .75rem;
}

.step-icon {
  width: 44px; height: 44px; background: var(--accent);
  border-radius: 10px; display: flex; align-items: center;
  justify-content: center; margin-bottom: 1rem;
}
.step-icon svg {
  width: 22px; height: 22px;
  stroke: var(--white); fill: none;
  stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
}

.step-title { font-size: 15px; font-weight: 600; color: var(--text); margin-bottom: .5rem; }
.step-desc { font-size: 13px; color: var(--muted); line-height: 1.7; }

/* =============================================
   RECOVER
   ============================================= */
.recover-section { background: var(--white); padding: 5rem 2.5rem; }

.recover-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem; margin-top: 3rem;
}

.recover-card {
  background: var(--off-white); border-radius: var(--radius-lg);
  padding: 2rem; border: 1px solid var(--border);
  transition: box-shadow .2s, transform .2s;
}
.recover-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }

.recover-icon {
  width: 52px; height: 52px; background: var(--accent);
  border-radius: 12px; display: flex; align-items: center;
  justify-content: center; margin-bottom: 1.25rem;
}
.recover-icon svg {
  width: 26px; height: 26px;
  stroke: var(--white); fill: none;
  stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
}

.recover-title { font-size: 16px; font-weight: 600; color: var(--text); margin-bottom: .5rem; }
.recover-desc { font-size: 14px; color: var(--muted); line-height: 1.7; }
.recover-tag {
  display: inline-block; margin-top: 1rem;
  font-size: 12px; color: var(--white); background: var(--accent);
  border-radius: 6px; padding: 3px 10px; font-weight: 500;
}

/* =============================================
   TESTIMONIALS
   ============================================= */
.testimonials-section { background: var(--navy-deep); padding: 5rem 2.5rem; }
.testimonials-section .section-label { color: rgba(255,255,255,0.5); }
.testimonials-section .section-title { color: var(--white); }
.testimonials-section .section-sub { color: rgba(255,255,255,0.55); }

.testi-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem; margin-top: 3rem;
}

.testi-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg); padding: 1.75rem;
}

.testi-stars { color: var(--white); font-size: 14px; letter-spacing: 2px; margin-bottom: 1rem; }
.testi-quote { font-size: 14px; color: rgba(255,255,255,0.7); line-height: 1.8; margin-bottom: 1.5rem; font-style: italic; }
.testi-author { display: flex; align-items: center; gap: 12px; }

.testi-avatar {
  width: 40px; height: 40px; border-radius: 50%;
  background: rgba(255,255,255,0.12);
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 600; color: var(--white);
  border: 1px solid rgba(255,255,255,0.2); flex-shrink: 0;
}

.testi-name { font-size: 14px; font-weight: 600; color: var(--white); }
.testi-loc { font-size: 12px; color: rgba(255,255,255,0.4); }

/* =============================================
   FAQ
   ============================================= */
.faq-list { margin-top: 2.5rem; max-width: 760px; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  padding: 1.25rem 0; font-size: 15px; font-weight: 500;
  color: var(--text); cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  user-select: none;
}
.faq-q::after { content: '+'; font-size: 20px; color: var(--accent); font-weight: 300; transition: transform .2s; flex-shrink: 0; }
.faq-item.open .faq-q::after { content: '−'; }
.faq-a { font-size: 14px; color: var(--muted); line-height: 1.8; padding-bottom: 1.25rem; display: none; }
.faq-item.open .faq-a { display: block; }

/* =============================================
   CTA BAND
   ============================================= */
.cta-band { background: var(--navy); padding: 4rem 2.5rem; text-align: center; }
.cta-band h2 { font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 700; color: var(--white); margin-bottom: 1rem; }
.cta-band p { font-size: 16px; color: rgba(255,255,255,0.65); margin-bottom: 2rem; }
.btn-navy {
  background: var(--white); color: var(--navy-deep);
  border: none; border-radius: 9px;
  padding: 14px 36px; font-size: 15px; font-weight: 600;
  cursor: pointer; font-family: 'DM Sans', sans-serif; transition: background .2s;
}
.btn-navy:hover { background: rgba(255,255,255,0.88); }

/* =============================================
   SERVICES
   ============================================= */
.services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; margin-top: 2rem; }

.service-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 2rem; border: 1px solid var(--border);
  display: flex; gap: 1.25rem; transition: box-shadow .2s;
}
.service-card:hover { box-shadow: var(--shadow); }

.service-icon-wrap {
  width: 56px; height: 56px; background: var(--accent);
  border-radius: 12px; display: flex; align-items: center;
  justify-content: center; flex-shrink: 0;
}
.service-icon-wrap svg {
  width: 28px; height: 28px;
  stroke: var(--white); fill: none;
  stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
}

.service-title { font-size: 16px; font-weight: 600; color: var(--text); margin-bottom: .5rem; }
.service-desc { font-size: 14px; color: var(--muted); line-height: 1.7; }
.service-link {
  font-size: 13px; color: var(--accent); font-weight: 600;
  cursor: pointer; display: inline-flex; align-items: center;
  gap: 4px; margin-top: .75rem;
}

/* =============================================
   ALERT BANNER
   ============================================= */
.alert-banner {
  background: rgba(27,58,107,0.06);
  border-left: 3px solid var(--accent);
  border-radius: 8px; padding: 1rem 1.25rem;
  margin-bottom: 1.5rem; font-size: 13px;
  color: var(--text); display: flex; align-items: flex-start; gap: 10px;
}
.alert-icon { color: var(--accent); font-size: 18px; flex-shrink: 0; margin-top: 1px; }

/* =============================================
   ABOUT
   ============================================= */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }

.about-img-placeholder {
  background: var(--navy); border-radius: var(--radius-lg);
  aspect-ratio: 4/3; display: flex; align-items: center;
  justify-content: center; overflow: hidden; position: relative;
}
.about-pattern {
  position: absolute; inset: 0; opacity: .06;
  background-image: repeating-linear-gradient(45deg, transparent, transparent 10px, rgba(255,255,255,1) 10px, rgba(255,255,255,1) 11px);
}
.about-img-text { position: relative; z-index: 1; text-align: center; }
.about-img-text .big { font-family: 'Playfair Display', serif; font-size: 60px; font-weight: 700; color: var(--white); display: block; }
.about-img-text span { font-size: 14px; color: rgba(255,255,255,0.6); }

.about-values { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-top: 2rem; }
.about-val { background: var(--off-white); border-radius: 10px; padding: 1rem; border-left: 3px solid var(--accent); }
.about-val-title { font-size: 13px; font-weight: 600; color: var(--text); margin-bottom: 4px; }
.about-val-desc { font-size: 12px; color: var(--muted); line-height: 1.6; }

.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin-top: 3rem; }
.team-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 1.75rem; text-align: center; border: 1px solid var(--border);
}
.team-avatar {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--navy); display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif; font-size: 22px;
  color: var(--white); margin: 0 auto 1rem;
  border: 3px solid rgba(44,62,86,0.2);
}
.team-name { font-size: 16px; font-weight: 600; color: var(--text); }
.team-role { font-size: 13px; color: var(--muted); margin-top: 4px; }
.team-creds { font-size: 12px; color: var(--accent); font-weight: 500; margin-top: 6px; }

/* =============================================
   CHECK BENEFITS
   ============================================= */
.check-wrap { max-width: 680px; margin: 0 auto; }

.check-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--border); overflow: hidden;
}

.check-card-header { background: var(--navy); padding: 2rem; }
.check-card-header h2 { font-family: 'Playfair Display', serif; font-size: 24px; color: var(--white); }
.check-card-header p { font-size: 14px; color: rgba(255,255,255,0.55); margin-top: 6px; }

.check-steps { display: flex; gap: 6px; margin-top: 1.25rem; }
.check-step-pill {
  font-size: 11px; font-weight: 600; padding: 5px 14px;
  border-radius: 100px; background: rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.5); letter-spacing: .04em;
}
.check-step-pill.active { background: var(--accent); color: var(--white); }

.check-body { padding: 2rem; }
.check-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.cf-group { margin-bottom: 1.25rem; }
.cf-label {
  font-size: 12px; font-weight: 600; color: var(--muted);
  margin-bottom: 6px; display: block;
  letter-spacing: .04em; text-transform: uppercase;
}
.cf-input, .cf-select {
  width: 100%; padding: 11px 14px;
  font-size: 14px; font-family: 'DM Sans', sans-serif;
  border: 1px solid var(--border); border-radius: 8px;
  outline: none; background: var(--off-white); color: var(--text);
  transition: border-color .2s;
}
.cf-input:focus, .cf-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(27,58,107,0.12);
}
.cf-note { font-size: 12px; color: var(--muted); margin-top: 4px; }
.cf-textarea {
  width: 100%; padding: 11px 14px;
  font-size: 14px; font-family: 'DM Sans', sans-serif;
  border: 1px solid var(--border); border-radius: 8px;
  outline: none; background: var(--off-white); color: var(--text);
  resize: vertical; min-height: 110px; transition: border-color .2s;
}
.cf-textarea:focus { border-color: var(--accent); box-shadow: 0 0 0 3px rgba(27,58,107,0.12); }

.check-submit {
  width: 100%; background: var(--accent); color: var(--white);
  border: none; border-radius: 9px; padding: 14px;
  font-size: 15px; font-weight: 600; cursor: pointer;
  font-family: 'DM Sans', sans-serif; margin-top: .5rem; transition: background .2s;
}
.check-submit:hover { background: var(--accent-dark); }
.check-submit:disabled { opacity: .6; cursor: not-allowed; }

.check-disclaimer { font-size: 12px; color: var(--muted); text-align: center; margin-top: 1rem; line-height: 1.7; }

.check-result { display: none; }

.result-icon {
  width: 64px; height: 64px; background: #e8f5e9;
  border-radius: 50%; display: flex; align-items: center;
  justify-content: center; margin: 0 auto 1rem;
}
.result-icon svg { width: 32px; height: 32px; stroke: #2e7d32; stroke-width: 2; fill: none; stroke-linecap: round; stroke-linejoin: round; }
.result-title { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--text); margin-bottom: .5rem; text-align: center; }
.result-sub { font-size: 14px; color: var(--muted); margin-bottom: 2rem; text-align: center; }

.result-items { text-align: left; border: 1px solid var(--border); border-radius: 10px; overflow: hidden; }
.result-item { display: flex; align-items: center; gap: 12px; padding: 1rem 1.25rem; border-bottom: 1px solid var(--border); }
.result-item:last-child { border-bottom: none; }
.result-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); flex-shrink: 0; }
.result-item-text { font-size: 14px; color: var(--text); flex: 1; }
.result-badge { font-size: 11px; font-weight: 600; background: #fff8e1; color: #b8860b; border-radius: 6px; padding: 3px 8px; white-space: nowrap; }

/* =============================================
   CONTACT
   ============================================= */
.contact-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 3rem; }

.contact-info h3 { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--text); margin-bottom: 1rem; }
.contact-info p { font-size: 14px; color: var(--muted); line-height: 1.8; margin-bottom: 2rem; }

.contact-detail { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 1.25rem; }
.contact-icon {
  width: 40px; height: 40px; background: var(--accent);
  border-radius: 10px; display: flex; align-items: center;
  justify-content: center; flex-shrink: 0;
}
.contact-icon svg { width: 20px; height: 20px; stroke: var(--white); fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.contact-detail-label { font-size: 12px; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .04em; }
.contact-detail-val { font-size: 14px; color: var(--text); margin-top: 2px; }

.contact-form-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--border); padding: 2rem;
}
.contact-form-card h3 { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--text); margin-bottom: 1.5rem; }

.form-submit {
  width: 100%; background: var(--accent); color: var(--white);
  border: none; border-radius: 9px; padding: 13px;
  font-size: 15px; font-weight: 600; cursor: pointer;
  font-family: 'DM Sans', sans-serif; transition: background .2s;
}
.form-submit:hover { background: var(--accent-dark); }

.form-success { display: none; text-align: center; padding: 2rem; }
.form-success-icon { font-size: 40px; margin-bottom: 1rem; }
.form-success h4 { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--text); margin-bottom: .5rem; }
.form-success p { font-size: 14px; color: var(--muted); }

/* =============================================
   FOOTER
   ============================================= */
footer {
  background: var(--navy-deep);
  padding: 3rem 2.5rem 1.5rem;
}

.footer-inner { max-width: 1200px; margin: 0 auto; }

.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem; margin-bottom: 2.5rem;
}

.footer-brand p { color: rgba(255,255,255,0.45); font-size: 13px; line-height: 1.8; margin-top: 1rem; max-width: 280px; }

.footer-col h4 {
  font-size: 12px; font-weight: 600;
  color: rgba(255,255,255,0.3); text-transform: uppercase;
  letter-spacing: .08em; margin-bottom: 1rem;
}

.footer-col a {
  display: block; color: rgba(255,255,255,0.55);
  font-size: 13px; text-decoration: none;
  margin-bottom: .6rem; transition: color .2s;
}
.footer-col a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding-top: 1.5rem;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 1rem;
}
.footer-bottom p { color: rgba(255,255,255,0.3); font-size: 12px; }

.footer-badges { display: flex; gap: 8px; flex-wrap: wrap; }
.footer-badge {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 6px; padding: 4px 10px;
  font-size: 11px; color: rgba(255,255,255,0.4);
}

/* =============================================
   CHECK BENEFITS MODAL
   ============================================= */
.cb-overlay {
  display: none;
  position: fixed; inset: 0;
  background: rgba(10,15,25,0.72);
  z-index: 9999;
  align-items: center;
  justify-content: center;
  padding: 2rem 1.5rem;
  overflow-y: auto;
  backdrop-filter: blur(2px);
}
.cb-overlay.active { display: flex; }

.cb-modal {
  background: var(--white);
  border-radius: 16px;
  width: 100%; max-width: 880px;
  box-shadow: 0 32px 80px rgba(0,0,0,0.4);
  overflow: hidden;
  margin: auto;
}

.cb-modal-header {
  background: var(--navy);
  padding: 1.75rem 2rem;
  display: flex; align-items: flex-start;
  justify-content: space-between; gap: 1rem;
}
.cb-modal-title {
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem; font-weight: 700;
  color: var(--white); margin-bottom: .25rem;
}
.cb-modal-sub { font-size: .85rem; color: rgba(255,255,255,0.55); }

.cb-close {
  background: rgba(255,255,255,0.1); border: none;
  width: 36px; height: 36px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; color: var(--white); flex-shrink: 0;
  transition: background .15s;
}
.cb-close:hover { background: rgba(255,255,255,0.2); }

.cb-modal-body { padding: 1.75rem 2rem 2rem; }

.cb-section-title {
  font-weight: 700; font-size: .8rem;
  letter-spacing: .08em; text-transform: uppercase;
  color: var(--accent); margin: 0 0 1rem;
}

.cb-consent-row {
  display: flex; align-items: flex-start;
  justify-content: space-between; gap: 1.5rem;
  margin-bottom: 1rem;
}
.cb-consent-label {
  font-size: .875rem; color: var(--text);
  line-height: 1.5; flex: 1;
}
.cb-radio-group {
  display: flex; gap: 1rem; flex-shrink: 0;
}
.cb-radio-group--left { justify-content: flex-start; }
.cb-radio {
  display: flex; align-items: center; gap: .35rem;
  font-size: .875rem; color: var(--text); cursor: pointer;
}
.cb-radio input { accent-color: var(--accent); cursor: pointer; }

.cb-divider { height: 1px; background: var(--border); margin: 1.25rem 0; }

.cb-field { margin-bottom: 1rem; }
.cb-label {
  display: block; font-size: .75rem; font-weight: 600;
  color: var(--muted); margin-bottom: 5px;
  letter-spacing: .04em; text-transform: uppercase;
}
.cb-req { color: #dc2626; }
.cb-input {
  width: 100%; padding: 10px 13px;
  font-size: .9rem; font-family: inherit;
  border: 1px solid var(--border); border-radius: 8px;
  outline: none; background: #f9fafb; color: var(--text);
  transition: border-color .2s, box-shadow .2s;
}
.cb-input:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(27,58,107,0.12);
  background: var(--white);
}
.cb-input:disabled { cursor: not-allowed; }

.cb-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.cb-submit {
  width: 100%; background: var(--accent); color: var(--white);
  border: none; border-radius: 8px; padding: 13px;
  font-size: .95rem; font-weight: 600; cursor: pointer;
  font-family: inherit; margin-top: 1.25rem;
  transition: background .2s; letter-spacing: .01em;
}
.cb-submit:hover { background: var(--accent-dark); }

@media (max-width: 600px) {
  .cb-modal-header, .cb-modal-body { padding: 1.25rem; }
  .cb-two-col { grid-template-columns: 1fr; gap: 0; }
  .cb-consent-row { flex-direction: column; gap: .5rem; }
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 900px) {
  .steps-grid, .testi-grid { grid-template-columns: repeat(2, 1fr); }
  .recover-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .about-grid, .contact-grid, .services-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
  #main-nav { padding: 0 1.25rem; }
  .nav-links { display: none; }
  .nav-mobile-btn { display: block; }
  .hero { padding: 3rem 1.25rem 2rem; }
  .hero h1 { font-size: 34px; }
  .how-section, .recover-section, .testimonials-section, .cta-band { padding: 3rem 1.25rem; }
  .steps-grid, .recover-grid, .testi-grid, .team-grid { grid-template-columns: 1fr; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .check-row { grid-template-columns: 1fr; }
  section { padding: 3rem 1.25rem !important; }
}